Ecuador cacao is at the center of a historic shift in the global cocoa market. As declining yields and structural challenges disrupt West African supply, Ecuador is rapidly emerging as a leading force—driven by rising prices, renewed farm-level investment, and agroforestry-based cacao systems. Yet sustaining this momentum will require more than favorable market conditions. Data-driven traceability, regulatory compliance, farmer capacity building, and climate resilience are no

Vietnam’s rapid rise to 87% financial inclusion and a booming digital payments ecosystem is reshaping rural economies. This article explores how data-backed finance and KoltiPay’s responsible e-wallet model can turn the country’s digital momentum into climate-smart agriculture, resilient livelihoods, and inclusive growth.